Vehicle Finance Information

Compare total cost

Look at the cash price, comparison rate, fees, loan term, balloon payment and total repayments.

Separate negotiations

Treat vehicle price, finance, trade-in and add-on products as separate decisions so one does not disguise the cost of another.

Affordability

Allow for insurance, registration, servicing, tyres, fuel or charging and unexpected repairs—not only the monthly repayment.

Secured lending

Understand the lender’s security over the vehicle, early repayment rules and consequences of missed payments before signing.