Vehicle Insurance Information

Cover types

Comprehensive, third-party property and fire-and-theft products cover different risks. Compulsory injury schemes are separate and vary by state or territory.

Policy value

Understand agreed value, market value, excesses, listed drivers, modifications, accessories and repairer arrangements.

Use and eligibility

Tell the insurer how the vehicle is used, stored and financed. Commercial, rideshare, modified, high-performance and imported vehicles may need specific terms.

Claims preparation

Keep photographs, registration, ownership and maintenance records. After an incident, prioritise safety, exchange required information and follow the insurer’s notification process.